Fintech
Payments, compliance, and financial product delivery.
data-platformWealth Management Software: How It Works and How to Build It
Wealth management software runs the portfolios, reporting, and advice an advisory firm delivers. Here's the data model, the rebalancing and performance engine, custodian aggregation, the compliance behind it, and build vs buy.
paymentsPayment Processing Software: How It Works and How to Build It
Payment processing software is the engine that moves money for merchants. Here's how authorization, clearing, and settlement work, the ledger and reconciliation underneath, the PCI scope, and build vs buy.
paymentsLoan Management Software: How It Works and How to Build It
Loan management software runs a loan from origination through servicing to payoff. Here's the lifecycle as a system, the servicing and amortization engine, the compliance you build in, and build vs buy.
complianceKYC Software: How It Works, Build vs Buy, and Cost
KYC software verifies who your users are and screens them against sanctions and watchlists. Here's how the pipeline works, what to build vs buy, the regulations that shape it, and the cost.
paymentsFraud Detection Software: How It Works and How to Build It
Fraud detection software monitors transactions and behaviour to catch financial fraud after onboarding. Here's how the pipeline works, the rules-and-ML scoring engine, the AML overlap, and build vs buy.
paymentsEmbedded Finance: How It Works and How to Build It
Embedded finance puts banking, payments, and lending inside non-financial products. Here's how it works, what it costs to build, and the architecture and compliance behind it.
paymentsDigital Banking Software: How It Works and How to Build It
Digital banking software is the customer-facing channel of a bank or neobank: onboarding, accounts, cards, and payments over a core ledger. Here's how it works, the three-layer model, the security and compliance, and what it costs to build.
paymentsCore Banking Software: How It Works and How to Build It
Core banking software is the ledger and system of record under a bank. Here's how the account master, the double-entry ledger, and the posting engine work, where it sits against digital banking and BaaS, and what a custom build costs.
paymentsBanking as a Service: How the Stack Works and the Cost
Banking as a service lets a software product offer accounts, cards, and payments through a licensed bank's rails. Here's how the BaaS stack is wired, what you build vs buy, the compliance after Synapse, and the cost.
paymentsPayment Gateway Integration: Methods, PCI Scope, and Cost
Payment gateway integration is more than dropping in an API. Here's how the methods differ, how each sets your PCI DSS scope, the architecture for reliable payments, and what it costs.